Alpine Knits India

Funding
TextileTirupur, Tamil Nadu36 mo term

Overview

About the project

Knitwear manufacturer in Tirupur with 10 ECMs identified. Four are essentially free re-wire/operational tweaks on motor controls; the financed senior tranche covers the six CAPEX-eligible upgrades.

Financial notes

Target return floats with realized savings. The senior tranche is sized to the bundle's blended P5 floor at DSCR ≥ 1.30×; junior absorbs first-loss until Day-90 verification tightens the band. Where ECMs include zero-CAPEX optimizations (operational tweaks), those are listed for transparency but excluded from the senior covenant — the financed senior covers CAPEX-eligible ECMs only.

What matters

Key highlights

Senior + Junior split

Moderate bundle σ — senior + junior split with junior absorbing first-loss until Day-90.

10-ECM bundle

Single auditor, single facility, 10 ECMs. Each ECM has its own predicted-savings band; the senior is sized to the bundle's P5 sum, not the sum of individual P50s.

PINN unified — 21-feature audit

Served by the unified PINN (21-feature audit, IN-BEE). TabPFN benchmark headline: R²=+0.56 LOO on 6-feature corpus (n=72 KISEM + 14,482 IAC).

Carbon §11 accrual

tCO₂e accrues monthly per the §11 disclosure schedule across all ECMs on the same meter.

Deployment

Upgrades & equipment · 10 ECMs

Motor upgrade
Fan upgrade
Pump upgrade
VFDs / motor controls

Knitwear manufacturer in Tirupur with 10 ECMs identified. Four are essentially free re-wire/operational tweaks on motor controls; the financed senior tranche covers the six CAPEX-eligible upgrades.

Bundle: 10 ECMs · ₹21,68,000 CAPEX · blended grade B. Total baseline draw under audit: 20,02,000 kWh/yr.

Operations

Project management

Audited by KISEM-IIT Madras. Day-30 and Day-90 verification reports tighten the bundle's conformal band as realized meter data accrues; if realized savings fall below the blended P5 floor, the borrower triggers the §5.6 cure mechanism. KISEM-affiliated auditor is BEE-certified; equipment carries OEM warranties typical for India MSME retrofits.

Underwriting

Calibrated savings · 10 ECMs

Bundle summary

Blended grade B
Total P50 savings

793K kWh

sum of ECM point estimates

P5 floor (bundle)

536K kWh

conservative sum

Bundle investment

₹21.7 L

sum of ECM CAPEX

Carbon §11

650.4 tCO₂/yr

monthly accrual

Predicted annual savings (90% conformal PI)
Grade B
P5 (floor)
109,654 kWh/yr
Point
168,698 kWh/yr
P95
227,742 kWh/yr
DSCR @ P5

1315.85×

≥ 1.30× covenant

DSCR @ P50

2024.38×

≥ 1.75× target

Carbon §11

138.3 tCO₂/yr

CDM AMS-II.E (energy efficiency MSMEs)

Motor isolation switch retrofit on knitting machine group 1 (effectively zero-CAPEX).

PINN unified sized 10 ECMs on the same meter under the DSCR-at-P5 ≥ 1.30× covenant. The serving model ingests all 21 fields from the audit schema (leakage, rated kW, hours/days, plant context); calibration is fit on a 72-ECM Indian audit corpus. Blended grade B senior + junior split; junior absorbs first-loss until Day-90 verification tightens the band. See full benchmarks for the leave-one-out residuals and reproduction script. Carbon credits accrue on the same meter under the project's disclosure schedule.

MRV

Baseline & impact

Baseline energy / yr

2,002,000 kWh

Fuel type

electric

Verification progress0 / 0 attested

Auditors

  • KISEM...11111

Tool

Returns calculator

Investment amount$25,000
$25,000 min$26,120 remaining

Estimated total return

$34,675.00

Over 36 months @ 12.90%

Avg. monthly income

$268.75

Pre-tax, indicative only

Indicative only. Calculations based on a target XIRR of 12.90%. Actual returns may vary based on project performance and timing of distributions.

Attachments

Documents

History

Repayment history

No distributions yet.