TN Foods Coimbatore — Cogen + Heat Recovery

Funding
Food processingCoimbatore, Tamil Nadu60 mo term

Overview

About the project

Representative pool-tier deal — biomass cogeneration plus waste-heat recovery at a food processing unit. Highest CAPEX in the lineup; widest σ (Grade C blended) because cogen output varies with feedstock + ambient. Funded via pool aggregation only.

Financial notes

Target return floats with realized savings. The senior tranche is sized to the bundle's blended P5 floor at DSCR ≥ 1.30×; junior absorbs first-loss until Day-90 verification tightens the band. Where ECMs include zero-CAPEX optimizations (operational tweaks), those are listed for transparency but excluded from the senior covenant — the financed senior covers CAPEX-eligible ECMs only.

What matters

Key highlights

Junior tranche (first-loss)

Wide bundle σ — junior-only until a verified Day-90 + Day-180 audit tightens the conformal coverage.

4-ECM bundle

Single auditor, single facility, 4 ECMs. Each ECM has its own predicted-savings band; the senior is sized to the bundle's P5 sum, not the sum of individual P50s.

PINN unified — 21-feature audit

Served by the unified PINN (21-feature audit, IN-BEE). TabPFN benchmark headline: R²=+0.56 LOO on 6-feature corpus (n=72 KISEM + 14,482 IAC).

Carbon §11 accrual

tCO₂e accrues monthly per the §11 disclosure schedule across all ECMs on the same meter.

Deployment

Upgrades & equipment · 4 ECMs

Cogeneration
Waste-heat recovery
Boiler upgrade
VFDs / motor controls

Representative pool-tier deal — biomass cogeneration plus waste-heat recovery at a food processing unit. Highest CAPEX in the lineup; widest σ (Grade C blended) because cogen output varies with feedstock + ambient. Funded via pool aggregation only.

Bundle: 4 ECMs · ₹3,91,20,000 CAPEX · blended grade C. Total baseline draw under audit: 64,85,000 kWh/yr.

Operations

Project management

Audited by KISEM-IIT Madras (aspirational). Day-30 and Day-90 verification reports tighten the bundle's conformal band as realized meter data accrues; if realized savings fall below the blended P5 floor, the borrower triggers the §5.6 cure mechanism. KISEM-affiliated auditor is BEE-certified; equipment carries OEM warranties typical for India MSME retrofits.

Underwriting

Calibrated savings · 4 ECMs

Bundle summary

Blended grade C
Total P50 savings

2.46 GWh

sum of ECM point estimates

P5 floor (bundle)

1.45 GWh

conservative sum

Bundle investment

₹3.91 Cr

sum of ECM CAPEX

Carbon §11

2021.3 tCO₂/yr

monthly accrual

Predicted annual savings (90% conformal PI)
Grade C
P5 (floor)
907,500 kWh/yr
Point
1,650,000 kWh/yr
P95
2,392,500 kWh/yr
DSCR @ P5

1.38×

≥ 1.30× covenant

DSCR @ P50

2.50×

≥ 1.75× target

Carbon §11

1353.0 tCO₂/yr

CDM AMS-II.E (energy efficiency MSMEs)

800 kW biomass cogen unit displacing grid + LPG. Highest single-ECM CAPEX.

PINN unified sized 4 ECMs on the same meter under the DSCR-at-P5 ≥ 1.30× covenant. The serving model ingests all 21 fields from the audit schema (leakage, rated kW, hours/days, plant context); calibration is fit on a 72-ECM Indian audit corpus. Blended grade C junior tranche only until a verified second audit period tightens the conformal coverage. See full benchmarks for the leave-one-out residuals and reproduction script. Carbon credits accrue on the same meter under the project's disclosure schedule.

MRV

Baseline & impact

Baseline energy / yr

6,485,000 kWh

Fuel type

electric

Verification progress0 / 0 attested

Auditors

  • KISEM...11111

Tool

Returns calculator

Investment amount$25,000
$25,000 min$471,325 remaining

Estimated total return

$42,750.00

Over 60 months @ 14.20%

Avg. monthly income

$295.83

Pre-tax, indicative only

Indicative only. Calculations based on a target XIRR of 14.20%. Actual returns may vary based on project performance and timing of distributions.

Attachments

Documents

History

Repayment history

No distributions yet.