Lender preview · vivanta-bangalore-chiller-plant-bundle
5 ECMs · Hospitality
Live underwriting from the auditor's measurements. DSCR at P5 is the governing metric — soft commitment is conditional on every §5 threshold clearing.
Underwriting eligibility
Eligible with Enhanced M&V (Grade B)
DSCR @ P5
1.30×
Threshold ≥ 1.30× · §5.1
DSCR @ P50
1.94×
Threshold ≥ 1.75× · §5.1
EBITDA Coverage
—
Borrower financials pending
Recommended loan
₹1,00,98,024
30 mo @ 14% · DSCR target 1.30×
Policy compliance · UNDERWRITING_POLICY.md §5
Predicted savings distribution
Calibrated band — μ 1,039,000 kWh/yr ± σ 125,942 kWh
Audit progress: 5 ECMsAuditor: —…Total CapEx: ₹1,48,30,000
Per-ECM detail
ECM 1·Chiller / HVAC
PINN unifiedPredicted annual savings
Grade BP5 (floor)
338,000 kWh/yr
Point
520,000 kWh/yr
P95
702,000 kWh/yr
DSCR @ P5
1.60×
Grade
B
Payback (P5)
37.5 mo
Investment
₹95,00,000
ECM 2·Chiller / HVAC
PINN unifiedPredicted annual savings
Grade BP5 (floor)
80,600 kWh/yr
Point
124,000 kWh/yr
P95
167,400 kWh/yr
DSCR @ P5
2.02×
Grade
B
Payback (P5)
29.8 mo
Investment
₹18,00,000
ECM 3·HVAC controls
PINN unifiedPredicted annual savings
Grade BP5 (floor)
159,250 kWh/yr
Point
245,000 kWh/yr
P95
330,750 kWh/yr
DSCR @ P5
2.99×
Grade
B
Payback (P5)
20.1 mo
Investment
₹24,00,000
ECM 4·VFDs / motor controls
PINN unifiedPredicted annual savings
Grade AP5 (floor)
68,640 kWh/yr
Point
88,000 kWh/yr
P95
107,360 kWh/yr
DSCR @ P5
4.75×
Grade
A
Payback (P5)
12.6 mo
Investment
₹6,50,000
ECM 5·LED retrofit
PINN unifiedPredicted annual savings
Grade AP5 (floor)
48,360 kWh/yr
Point
62,000 kWh/yr
P95
75,640 kWh/yr
DSCR @ P5
4.53×
Grade
A
Payback (P5)
13.2 mo
Investment
₹4,80,000