Letter draft
Conditional commitment from the lender, contingent on realized final savings ≥ P5 lower bound at Day 30. Not a final loan agreement.
Subject to the conditions below, the undersigned lender hereby provides a conditional soft commitment to finance the energy-efficiency retrofit deal identified above. This letter is non-binding and does not constitute a final loan agreement; it represents the lender's intent to fund based on the Amperis underwriting preview produced from the in-progress energy audit.
Indicative loan terms
| Total investment (capex) | ₹14,830,000 |
| Predicted annual savings (point) | 1,039,000 kWh/yr (≈ ₹9,351,000/yr) |
| P5 lower bound (lender floor) | 694,850 kWh/yr (≈ ₹6,253,650/yr) |
| Target DSCR | 1.4× |
| Tenure | 30 months |
| Target vault IRR | 14% |
| Indicative loan amount | ₹9,376,736 |
Conditions
- Realized annual savings at the Day-30 final audit must be ≥ P5 lower bound of 694,850 kWh/yr.
- If realized final savings differ from this preview by more than ±15%, terms renegotiate using the same DSCR formula on the final savings.
- IPMVP Option B (metered) post-install validation required for the first six months.
- Final loan documentation, security/collateral arrangements, and disbursement conditions to be agreed separately.
This letter is generated from an Amperis PINN prediction. The model produces calibrated 90% confidence intervals on retrofit savings; the P5 lower bound here is the calibrated floor (σ-scale applied per equipment type). Underlying model: PINN unified. Sigma scale applied: 1.0000.